Call us on 01283 537211 or click here to email us

WHAT IS CRITICAL ILLNESS?

Critical illness insurance is financial protection that pays a lump sum cash benefit if you are diagnosed as suffering from one of the many specified medical conditions or illnesses. As this type of insurance pays you a lump sum whilst you are alive, it acts as a personal protection policy. In this it differs from traditional Life Insurance that protects your dependents after your death.

The Facts

Many people think "it won't happen to me", but unfortunately too many of us are wrong. There are numerous statistics showing how many people suffer from one illness or another, but the real truth lies closer to home-just ask yourself who you know that has suffered a major life threatening illness.

1 in 3 men between the ages of 40 and 70 will develop a critical illness - that's 32 in every 100 men.
Out of those 32 men:

	15 will develop cancer			5 will suffer a Stroke

	10 will have a Heart Attack			2 will have Coronary Artery By-pass surgery.

1 in 4 women between the ages of 40 and 70 will develop a critical illness - that's 25 in every 100 women.
Out of those 25 women:

	17 will develop cancer			3 will suffer a Stroke

	3 will have a Heart Attack			1 will have Coronary Artery By-pass surgery

	1 will develop Multiple Sclerosis

Critical Illness cover can be used to:

	Protect yourself			Protect your family

	Protect your business			Protect your mortgage

WHICH MEDICAL CONDITIONS ARE COVERED?

The specified medical conditions covered by each insurance company do vary, but all policies cover what are known as the 'six core' illnesses.

These are:

	Cancer			Heart attack

	Stroke			Kidney failure

	Major organ transplant			Coronary artery by-pass surgery

Additional conditions are also covered. Refer to the individual company key features to check which conditions are covered before you purchase any policy.

Your home may be repossessed if you do not keep up repayments on your mortgage.

		a : Impact Financial Associates Limited, Prospect House, 1 Horninglow Street, Burton Upon Trent, Staffordshire, DE14 1NG
		t : 01283 537211	e : info@impactfinance.co.uk	f : 01283 537295	w : www.impactfinance.co.uk

Impact Financial Advice, Critcal Illness Advice, Pensions Advice, Nottingham, UK

Home | Mortgages Options | Types of Mortgages | Pensions and Transfers | Wills | Life Cover | Critical Illness | Income Protection | Accident and Sickness

Unemployment | Building and Contents | Health Insurance | Testimonials | Our Beliefs | Contact Us | Sponsorship

Terms & Conditions | Privacy Statement

Impact Financial Associates Limited is an appointed representative of Intrinsic Financial and Mortgage planning Limited, which is authorised and regulated by the Financial Services Authority. Intrinsic Financial and Mortgage Planning Limited is entered on the FSA register (http://www.fsa.gov.uk/register/) under reference 440703 and 440718.